Do you have a flexible spending account for your health care needs? If you do, here’s a friendly heads-up: You’d better check and see how much money is left in it. You’re starting to run out of time to spend it. Tick tock!
FSAs are “use it or lose it” accounts, so you lose any money you haven’t used by the end of the year. The federal government helpfully relaxed those rules in 2020 and 2021, allowing employers to extend spending deadlines by up to a year. That’s because lots of people put off in-person doctor visits during the COVID pandemic.
But now that grace period is expiring and the rules are returning to normal, so there’s a hard deadline at the end of the year once again. Don’t let it catch you by surprise.
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